Challenge

Alkami (previously known as iThryv) needed to jump-start online banking product development with a demonstrable prototype that could be shown to prospective customers, partners, and investors.

Solution

Working from PowerPoint presentations and wireframe diagrams, Now Interactive LLC produced a fully functional prototype of an online banking service. The hallmarks of the service were a revolutionary modern user interface, and numerous opportunities for financial institutions to capture data for a deeper understanding of their customers. The prototype featured fully functional demonstrations of

• Advanced user interface featuring animated elements and custom skins chosen by users
• Administrative interface demonstrating the financial institution's ability to define user segments and target marketing messages to them
• All features encapsulated in widgets that could be enabled or disabled by users and made available to defined user segments
• Savings Goals widget allowing the user to set and track progress against savings goals
• Budgeting features allowing establishment of per-category budget and expense reporting
• Business in a Box widget assisting the user in setting up a small business
• Guardian controls enabling a head-of-household or small business owner to create user logins and restrict their actions
• Balances and transaction history for multiple asset and liability accounts
• Transaction categorization and pie-chart representation of categorized transactions
• Innovative user interface for transfers
• Message center enabling secure structured messaging between users and customer service personnel
• Integration with third-party bill payment provider
• Quiz widget letting users test their financial literacy
• User authentication, authorization

Gallery

Login screen

Innovative transfers UI

Message center

Guardian controls

Balances and history