Challenge
Alkami (previously known as iThryv) needed to jump-start online banking product development with a demonstrable prototype that could be shown to prospective customers,
partners, and investors.
Solution
Working from PowerPoint presentations and wireframe diagrams, Now Interactive LLC produced a fully functional prototype of an online
banking service. The hallmarks of the service were a revolutionary modern user interface, and numerous opportunities for financial institutions
to capture data for a deeper understanding of their customers. The prototype featured fully functional demonstrations of
- Advanced user interface featuring animated elements and custom skins chosen by users
- Administrative interface demonstrating the financial institution's ability to define user segments and target marketing messages to them
- All features encapsulated in widgets that could be enabled or disabled by users and made available to defined user segments
- Savings Goals widget allowing the user to set and track progress against savings goals
- Budgeting features allowing establishment of per-category budget and expense reporting
- Business in a Box widget assisting the user in setting up a small business
- Guardian controls enabling a head-of-household or small business owner to create user logins and restrict their actions
- Balances and transaction history for multiple asset and liability accounts
- Transaction categorization and pie-chart representation of categorized transactions
- Innovative user interface for transfers
- Message center enabling secure structured messaging between users and customer service personnel
- Integration with third-party bill payment provider
- Quiz widget letting users test their financial literacy
- User authentication, authorization